Who are we

SPRISM, incorporated in March 2000, is a well-established Investment Advisory company offering services that predominantly include Financial Planning, Market Analysis & Portfolio Advisory. Our investment strategies ably matched with the needs of our clients help us deliver the best investment solutions for the given investment.

SPRISM is a professionally managed company that brings with it time tested knowledge, rich experience in structured sales processes and innovative research capabilities to make your Investment Portfolio achieve your financial goals successfully. SPRISM supports your aspirations without conflict or bias. As an independent company not owned by or affiliated with any brokerage or investment group or an Insurance company, our mission is to help individuals optimize portfolio returns with a great sense of security & a legacy of goodwill. SPRISM, a leading investment services provider in southern India aims to achieve greater heights & be the best in the financial industry.

What we do

The Investment need of every client is the focus of what we do. We believe in needbased advisory & aim to achieve each financial aspiration based on this need. SPRISM's range of products includes Mutual Funds, Equity PMS, Insurance, Bonds & Company Fixed Deposits which will meet the needs of the prudent investor at every step in life. We offer our services to the investment needs of many leading Corporates, Banks, Trusts, Public Sector companies and High/Medium net worth Individuals.

Our core competency lies in:

• Providing need based investment solutions through diversified avenues
• Systematic Portfolio Advisory & Analysis

We believe in advising & managing investments wisely, guiding clients in structuring a portfolio with major emphasis on capital growth, minimizing risk, thereby enabling an Ideal Asset Allocation for Wealth Creation

What can be done for you

We believe in spending quality time helping potential clients to obtain clarity about what is important to them, helping them define their goals and benchmarking reality to create a comprehensive financial plan. Once we understand your financial needs, we then apply our planning and management processes to assist you in aligning strategies with your identified requirement. Subsequently we develop clear and measurable financial objectives and guidelines, resulting in a portfolio emphasizing performance, which would also indicate your Risk Tolerance.

Along with

• Clearly defined Advisory Models with a holistic approach
• Dedicated Sales team for client servicing
• Experienced Professionals from Banking, Fixed Income and Mutual Funds
• Offering portfolio tracking, customized reports, information Alerts and EventTriggers.

Planning your Finance

Financial planning is a vital tool to help an individual develop well-defined goals and map out appropriate strategies to turn dreams into reality. We provide personalized financial planning which is a process of developing strategies for using financial resources to achieve short- and long-term goals. We work carefully with you to design a financial programme that could help achieve a variety of your goals namely, a comfortable retirement, your children's education or the ongoing objectives of your business or organization.

• Asset diversification as the key to attain set objectives.
• Real time portfolio monitoring.
• Portfolio re- balancing to match pre-determined goals or changing needs
• Impact and Sensitivity Analysis based on Macro- economic study.

The high internal disciplined team at SPRISM proactively identifies trends that could impact your portfolio and suggests suitable changes in your portfolio from time to time. We strongly believe in transparency & thus share our financial expertise and resources with clients thereby inferring that a Well-informed Client is an Empowered Client.

Collective effort, mutual benefit

Mutual fund as an investment product has many advantages.

• Choice of investment options for different investors with varied

• Debt funds are for regular income catering to a risk-averse investor
• Equity funds are for capital growth catering to a medium to aggressive investor.
• Professional Management & Risk Control
• Liquidity
• Convenience
• Transparency
• Tax Benefits

• A range of insurance tools allow us to help you select the product for your needs, starting from obtaining a low cost term insurance to retirement solutions, investment plans, education plans, pension plans and other customized plans.
• The Unit-linked Plans or the Investment Plans give clients an option to choose the risk exposure, which decides their returns from the Insurance Policies. ULIP distinguishes itself through the multiple benefits that it provides to the consumer.The plan is a one-stop solution providing:
• Life Protection
• Investment and Savings
• Flexibility
• Adjustable Life Cover
• Investment Options
• Transparency
• Options to take additional cover against death due to accident
• Insurance Plans, if carefully chosen and managed can become a powerful tool to eliminate your risk and ensure that your assets are left intact for the beneficiary.

Partnering Government

Capital Gains Bonds: They offer tax-exemptions on long-term capital gains. Section 54EC of the Income-Tax Act, 1961, provides tax exemptions on long-term capital gains if the gains are invested in capital gains bonds within six months from the date of sale of the asset. The Ministry of Finance notifies certain organizations to issue these bonds. As and when these bonds are launched and are available in the market, the investments can be made.

RBI Relief Bonds: These are the Government of India 8% savings (taxable) bonds

Postal Saving Schemes:

• Monthly Income Scheme
• Time Deposits
• National Saving Certificates
• Public Provident Fund
• Kisan Vikas Patra
• Senior Citizen Saving Schemes

These are different schemes basically catering to the risk-averse investor providing a fixed income with no risks & guaranteed by the Govt.

Knowledge begets knowledge

• We have been known for the quality of services we provide to our clients. Our awards & experience are good enough proof of this.
• We believe in delivering beyond expectations.
• We excel in providing customised reports attuned to the individual requirement such as SMS alerts, Monthly market updates & have specialized reports on topics of relevance at regular intervals.
• We have a good network of branches in Bangalore, Mumbai, Chennai, Coimbatore & Hyderabad catering to retail and the institutional clients.
• In Bangalore, we have 6 branches efficiently servicing the retail clients at strategic locations.
• Our Private Clientele Services division proficiently caters to our esteemed premier Clients across our branches.
• We provide high quality newsletters “Sprismatic” to keep you updated on all matters related to investments.
• We endeavor to keep an open mind and are willing to accept new processes and innovations to provide better service to our clients.
• Our primary motive is to help individuals in optimizing wealth through sound advice and thus building a solid relationship for life.

True knowledge is recognised

Our experience & expertise have brought us many accolades. To name a few:

• ICICI - Pru Chairman Award (4 times)
• ICICI Pru Life Insurance - Promising New Comer Award
• HSBC - Top Mobiliser Award
• SBI MF – MDs Club Award
• Tata Mutual Fund - Outstanding Performance Award
• Birla - Privilege Partner Award
• Birla- Excellence in Mobilisation